TO BE PUBLISHED IN THE GAZETTE OF INDIA, — THE CREDIT INFORMATION COMPANIES (REGULATION) ACT, 2005

ONE TO BE PUBLISHED IN THE GAZETTE OF INDIA, EXTRAORDINARY, PART Il, SECTION 3 AND SUB-SECTION ()] GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF ECONOMIC AFFAIRS (BANKING DIVISION) NOTIFICATION 14 th December , 2006 23 Agrahayana; 1928 New Delhi, the G.SR.754 (E) - In exercise of the powers conferred by section 37 of the Credit Information Companies (Regulation) Act; 2005 (30 of 2005), the Reserve Bank of India hereby makes the following regulations, namely CHAPTER / PRELIMINARY Short title and commencement - (1) These regulations may be called the Credit Information Companies Regulations, 2006. (2) They shall come into force on the date of their publication in the Official Gazette . 2. Definitions. (1) In these regulations, unless the context otherwise requires, (a) Act" means the Credit Information Companies (Regulation) Act; 2005, (30 of 2005); (b) "collector" means a credit institution, or a credit information company, or a specified user, as the case may be, which collects data, information, or credit information in respect of a borrower, or a client; "commodity exchange' means an association or a company or any other body corporate organising futures trading in commodities for which license has been granted by the Forwards Markets Commission established under the Forward Contract (Regulation) Act; 1952, (74 of 1952); 3 (d) "data management service" means the service of collecting, storing, devising systems for retrieving; collating, analysing and distributing, publishing; disseminating data, information, and providing of other inputs by a credit information company to its members and specified users; Form means a form appended to the Schedule to these regulations; "fees" means such amount as is payable by a credit institution, or a credit information compa