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Section 3

. Subs. by s. 2 of U. P. Act VI of 1942, made by the Governor in exercise of the powers assumed by him under s. 93 of the G. of I. Act, 1935, for the following ;

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3 . Subs. by s. 2 of U. P. Act VI of 1942, made by the Governor in exercise of the powers assumed by him under s. 93 of the G. of I. Act, 1935, for the following ; (10) "local rate" means the rate payable by, or recoverable from, a proprietor under the provisions of the U. P. Local Rates Act, 1914.' It was re-enacted and continued by s. 2 and Sch. of U. P. Act XIII of 1948. (15) "scheduled bank" means any bank included at the commencement of this Act in the Second Schedule to the Reserve Bank of India Act, 1934 ; (16) "secured loan" means a loan the repayment of which has been secured by a mortgage of or charge on specific property, or by a pledge ; (17) "Suit to which this Act applies" means any suit or proceeding relating to a loan, but does not include proceedings under the provisions of the United Provinces Encumbered Estates Act, 1934 ; (18) "tenant" includes a person entered in the register maintained under the provisions of clause (b) or clause (c) of section 32 of the United Provinces Land Revenue Act, 1901, a rent-free grantee at a favorable rate of rent and a sub -tenant but does not include a grove holder or a thekadar ; (19) “unsecured loan” means a loan which is not a secured loan; (20) "workman" means a person who is not a proprietor or a tenant and — (a) who earned wages within the meaning of sub-section (vi) of section 2 of the Payment of Wages Act, 1936, within the twelve months preceding the first day of June, 1940, which did not exceed Rs. 600 in the said twelve months and did not exceed Rs. 60 in any such month, or (b) who does not ordinarily reside within a municipality, cantonment or notified area and who belongs to one of the classes specified in the first Schedule.