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Section 7

[(ca) is declared bankrupt under the Insolvency and Bankruptcy Code, 2016 (31 of 2016);]

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7 [(ca) is declared bankrupt under the Insolvency and Bankruptcy Code, 2016 (31 of 2016);] (d) being a discharged insolvent, has not obtained from the court a certificate stating that his insolvency was caused by misfortune without any misconduct on his part; or