[TO BE PUBLISHED IN THE GAZETTE OF INDIA,

unknown · 2005 · State unknown

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Parent: THE CREDIT INFORMATION COMPANIES (REGULATION) ACT, 2005 (17c94cf790b2c8a79a10ba20fb4c236c0b254495)

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## Page 1 20 THREE ## Page 2 21 [TO BE PUBLISHED IN THE GAZETTE OF INDIA, EXTRAORDINARY, PART II, SECTION 3 AND SUB-SECTION (i)] GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF ECONOMIC AFFAIRS (BANKING DIVISION) NOTIFICATION 14th December, 2006 New Delhi, the 23 Agrahayana, 1928 G.S.R.753 (E). - In exercise of the powers conferred by section 36 of the Credit Information Companies (Regulation) Act, 2005, and after consultation with the Reserve Bank of India, the Central Government, hereby makes the following rules, namely: - CHAPTER I PRELIMINARY Short title and commencement. - (1) These rules may be 1. called the Credit Information Companies Rules, 2006. (2) They shall come into force on the date of their publication in the Official Gazette. Definitions. - (1) In these rules, unless the context otherwise 2. requires, - (a) "access" with its grammatical variations and cognate variations means gaining entry into, instructing or communicating with logical, arithmetical or memory function resources of a computer, computer system or computer network including approach or communication or making use of data, information or credit information through any means, physical or otherwise. (b) "Act" means the Credit Information Companies (Regulation) Act, 2005 (30 of 2005); (c) "agent" means a person duly authorised by a company or a credit information company, as the case may be, to present an appeal or a written reply on its behalf, before the appellate authority; ## Page 3 22 (d) "appeal" means an appeal filed under sub-section(1) of section 7 of the Act; (e) "appellant" means an applicant company or a credit information company, as the case may be, making an appeal to the appellate authority under sub-section (1) of section 7 of the Act; (f) "appellate authority" means th

Rule TOC

23 · Agrahayana, 1928

36 · of the Credit Information Companies (Regulation) Act, 2005, and

7 · of the Act;

3 · Appellate authority.- The Central Government, or such other

7 · of the Act.

4 · Form and procedure of appeal.- (1) An appeal as per the

5 · Sitting of appellate authority. - The appellate authority shall

6 · Language of appellate authority. - The proceedings of the

7 · Appeal to be in writing. - (1) Every appeal, application, reply,

8 · Contents of memorandum of appeal. . (1) Every memorandum

9 · Documents to accompany memorandum of appeal. . (1) Every

10 · Presentation and scrutiny of memorandum of appeal. -

11 · Notice of appeal to the respondent. - A copy of the

12 · Filing of reply to the appeal and other documents. - (1) The

13 · Date of hearing to be communicated. - (1) The appellate

14 · Hearing of appeal.- (1) On the date fixed for hearing or the next

15 · Order to be signed and dated.- (1) Every order of the appellate

16 · Communication of order.- Every order passed on an appeal

17 · Orders and directions in certain cases. - The appellate

18 · Steps for security and safeguards to be taken by credit

19 · Collection of data and maintaining credit information. - (1) A

20 · Accuracy of data provided by a credit institution.- (1) Every

21 · of the Act, in respect of alteration and updating of credit

21 · Disclosure of disputed data by a credit institution.- If, in the

22 · Updating of the credit information by credit Institution. -

23 · Data security and system integrity safeguards. - Every credit

24 · Formulation and adoption of the procedure by credit

25 · Accuracy of data provided by a credit information company.-

21 · of the Act, in respect of alteration and updating of credit

26 · Disclosure of disputed data by a credit information company.

21 · of the Act.

27 · Formulation and adoption of the procedure by specified

28 · Prohibition from unauthorized access or use or disclosure.-

29 · Obligation for fidelity and secrecy.- (1) Every credit information

10 ·

11 ·

1 · Name of the borrower:

2 · If the borrower has been known by any other name in past ? Yes/No

3 · Occupation of the borrower-

4 · Address of the borrower:

5 · Address for Communication Tick {}} as applicable (a) or (b) of

6 · Borrowers Father's Name - -

7 · Sex of the borrower - Tick {}} as applicable: Male/Female

8 · Date of birth of the borrower: (dd/mm/yyyy)

9 · Nationality of the borrower

10 · Bank account details of the borrower

11 · Credit card details of the borrower

12 · E-mail address of the borrower

13 · Web URL address (if any) of the borrower

14 · Documents submitted by the borrower as proof of his address -

15 · For Company/Firm/Body of Individuals/Association of

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17 ·

18 ·

19 ·

20 ·

21 · Net worth * Rs.

22 ·

23 ·

24 · Names, Addresses etc. of partners/Members/Directors

25 · E-mail address

26 · Name of the authorired representative

27 · Bank account Details;

28 · Any other information

29 · Particulars of the credit facilities granted or to be granted by a credit institution

30 · Information relating to the guarantor or the person who has given or proposes to give