TO BE PUBLISHED IN THE GAZETTE OF INDIA, — THE CREDIT INFORMATION COMPANIES (REGULATION) ACT, 2005

## Page 1 20 THREE ## Page 2 21 [TO BE PUBLISHED IN THE GAZETTE OF INDIA, EXTRAORDINARY, PART II, SECTION 3 AND SUB-SECTION (i)] GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF ECONOMIC AFFAIRS (BANKING DIVISION) NOTIFICATION 14th December, 2006 New Delhi, the 23 Agrahayana, 1928 G.S.R.753 (E). - In exercise of the powers conferred by section 36 of the Credit Information Companies (Regulation) Act, 2005, and after consultation with the Reserve Bank of India, the Central Government, hereby makes the following rules, namely: - CHAPTER I PRELIMINARY Short title and commencement. - (1) These rules may be 1. called the Credit Information Companies Rules, 2006. (2) They shall come into force on the date of their publication in the Official Gazette. Definitions. - (1) In these rules, unless the context otherwise 2. requires, - (a) "access" with its grammatical variations and cognate variations means gaining entry into, instructing or communicating with logical, arithmetical or memory function resources of a computer, computer system or computer network including approach or communication or making use of data, information or credit information through any means, physical or otherwise. (b) "Act" means the Credit Information Companies (Regulation) Act, 2005 (30 of 2005); (c) "agent" means a person duly authorised by a company or a credit information company, as the case may be, to present an appeal or a written reply on its behalf, before the appellate authority; ## Page 3 22 (d) "appeal" means an appeal filed under sub-section(1) of section 7 of the Act; (e) "appellant" means an applicant company or a credit information company, as the case may be, making an appeal to the appellate authority under sub-section (1) of section 7 of the Act; (f) "appellate authority" means th